Treasury & FX Management
Multi-currency cash balances, live FX normalization, and exchange risk analytics.
Active FX Normalization Layer
Automatically consolidates non-USD transactions from Wise and Revolut using daily ECB rate feeds, creating unified GAAP-compliant cash metrics.
€530,815.45
€325,624.42
€122,279.46
€82,911.56
Exchange Rate Volatility
FX rate changes over the last 6 months
FX Conversion Simulator
Simulate conversion payouts with current normalized rates.
Consolidated Multi-Currency Balance Ledger
Fully converted using instant mid-market exchange rates.
| Institution | Raw Currency Balance | Consolidated Exchange Rate | Value in Base Currency (EUR) | FX Drift (24h) | Reconciliation Status |
|---|---|---|---|---|---|
| Mercury BankUSD Core Account | $352,000 | 1.0000 (Pegged) | €325,624.42 | — | Perfect Match |
| Revolut BusinessEUR Treasury Balance | €82,100 | 1.0810 USD / EUR | €82,100.00 | +0.12% | Perfect Match |
| Revolut BusinessGBP Operational Balance | £34,200 | 1.2700 USD / GBP | €40,179.46 | -0.24% | Perfect Match |
| Wise CoreUSD Settlement Balance | $45,200 | 1.0000 (Pegged) | €41,813.14 | — | Perfect Match |
| Wise CoreEUR Operational Balance | €28,400 | 1.0810 USD / EUR | €28,400.00 | +0.12% | Perfect Match |
| Wise CoreSGD Marketing Balance | S$18,500 | 0.7420 USD / SGD | €12,698.43 | +0.08% | Perfect Match |
Under the Hood: Multi-Currency Normalization Pipeline
In our system architecture, when Wise, Revolut, and Mercury sync, balances and transaction records are pulled at their raw, multi-currency levels. To make these mathematically useful in charts and runway calculations, the system processes them through a three-stage normalized ledger pipeline:
Transactions and balance snapshots are extracted from individual account webhooks/polls with their raw ISO codes (EUR, GBP, SGD, USD).
The pipeline queries European Central Bank (ECB) hourly feeds to map the mid-market rate at the exact timestamp of each record.
All records are written as a double-entry ledger in both local currency and normalized USD, ensuring instant, deterministic reporting with zero rounding errors.